Our Services

FFEF provides educational information to the general public on budgeting, personal finance, financial literacy, saving and spending practices, and the sound use of consumer credit, and assists individuals and families with financial problems by providing them with counseling, debt management services or a combination of both.

The Foundation's courteous and experienced certified credit counselors are devoted to assisting clients resolve their financial difficulties by providing them the education, guidance, money management tools, and the appropriate debt management service necessary to help clients become and continue to be financially successful. Choose one of our services in the list on the right to learn more or call us and talk to one of our certified credit counselors and find out how we can help you find find financial peace!



Credit Card Debt Services

We're sure that you didn't just wake up one morning and say, "Today I'm going to bury myself in debt!" Sometimes budgeting and even careful planning are not enough to keep you from finding yourself in serious debt. We can help. We will work with you and your creditors to find an affordable plan for you. You'll be surprised at how quickly you can take control of your finances. And managing your debt now is the surest way to find future wealth.

Since 1995 Family Financial Education Foundation has helped thousands of people eliminate their credit card debt and any other unsecured debt in as little as 2 to 5 years. Don't just take our word for it, read our client success stories. Our certified credit counselors are ready to help eliminate your credit card debt by:

  • Reducing interest rates to a low fixed rate (see example of savings below)
  • Lowering monthly payments
  • Stopping harassing collection calls
  • Consolidating debts into one low monthly payment


Speak with one of our certified credit counselors and see how much we can save you. You will be amazed at how fast we can help you eliminate your credit card debt, reduce your credit card interest rates, and get you on the road to a debt-free life.

Our Debt Management Program can free you from the bondage of credit card debt!




Loan Consolidation

Make your monthly payments easier by combining your loans into one payment. Through our bill-pay services we can even make sure that gets paid for you on time, which is a great step toward improving your credit score.



Credit Score Review

In an effort to help people have a better understanding of their credit --how it works, how to improve it and how to dispute inaccurate information, Family Financial is offering a low-cost way to get your credit report and scores from all of the three major bureaus, Experian, Transunion, and Equifax. More importantly, FFEF will review your credit report with you, line by line, to ensure the accuracy of what is being reported and to teach you how to read and understand your credit report. If there is inaccurate information, FFEF will provide you the letters that you will use, and important steps to follow, to get this inaccurate information removed from your credit report.

As a non-profit credit counseling company, all of our representatives are certified credit counselors as well as certified credit score reviewers so you know that you will be working with a professional that has been trained and certified to provide you with excellent training and support. Take advantage of this great opportunity to find out your credit score with a comprehensive credit review session and credit improvement strategy.



Budget Planning

People who are in control of their finances are people who can account for their money. They plan ahead for needed cash, and they reserve money for foreseen as well unforeseen circumstances. They organize their finances in much the same way that businesses do their financial planning.

Far too many families live paycheck to paycheck without any plan. One of the greatest benefits of a budget is not financial. It is emotional. There is an enormous psychological lift given to those who think through their financial needs and establish a budget to get where they want to go. Work with our counselors to create a budget that is perfect for you and your family. Having control of your finances is one of the fastest ways to find peace in life.



Online or Phone Consultation

Do you have questions or just don't know where to start with your situation? Contact us! We offer free phone consultations with one of our accredited counselors and we can look over your situation and offer some suggestions for moving forward. Go to the contact page for more information.