Financial Tips & Tricks

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Free Online Courses, Resources, and Tools to Help Your Finances

What’s better than education? FREE education! Here at FFEF, we are dedicated to helping you work towards a brighter financial future. That’s why we have compiled a list of free ...
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Playing Santa on a Grinch’s salary? Try These Holiday Money Savings Tips!

As children, the holidays are lighthearted and joyful, seemingly full of twinkling lights, goodies, and presents. As we grow up, and become responsible for supplying such delights with our hard ...
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Reduce Your Holiday Stress

The holiday season is one of the busiest times of the year. Many people have more to do during the holidays than at any other time of the year. With ...
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Creative Gift-wrapping Ideas

If you're tired of your gifts looking like everyone else's, try a little something new. Gifts don't have to be wrapped with paper and ribbon that you bought at the ...
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Reduce Trash and Expense This Holiday Season

After the gifts are open and the “oohs” and “aaahs” are over, does someone at your house usually grab a trash bag and fill it with the used wrapping paper ...
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Protect Personal Information During the Holidays

In all the bustle of the holiday shopping season, it is important to take the proper precautions to protect your personal and financial information. After all your efforts to make ...
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9 Ways To Improve Your Finances

Let's face it; we could all use a little extra money through saving it or earning more of it. Try these simple ideas to increase your cash flow and improve your ...
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Equifax Data Breach: Protect Yourself.

No doubt you have heard of the massive Equifax data breach that has affected 143 million people. The list of sensitive information accessed is frightening; names, social security numbers, birth ...
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6 simple ways to lower healthcare costs

Let's face it, healthcare is expensive. Try these six simple ways to cut medical costs without sacrificing your wallet or your health.
  1. Equip yourself. If it is not an ...
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What Gives Me a Bad Score?

To understand your credit score you need to get a better understanding of the factors that affect your credit rating. This knowledge can help you to avoid situations where your ...
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5 Easy and Affordable Summer Vacation Tips

Everybody wants to get away, but not everybody has the means to do so. If you find yourself short on funds, but needing a break from it all, why not ...
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Building a Financial Roadmap

Marriages today face many challenges, from finding good jobs and affordable housing to planning for children and even preparing for retirement. Unfortunately one of the top complaints from marriage partners ...
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Inexpensive Mother’s Day Gift Ideas

If you are committed to save money to get out of debt, but at the same time you are looking for ways to show Mom that you appreciate her without ...
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Tips to Improve Your Credit Score

If you aren’t getting approved for credit or loans, or aren’t getting favorable rates for financing, there are ways to improve your credit score.  Follow us for the next few ...
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Signs of Serious Debt Trouble

Most Americans have to deal with debt at one point in their lives or another. Even if your only debt is in your house and your car. Follow us for ...
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Financial Tips for Valentine’s Day

Coco Chanel once said, “There are people who have money, and people who are rich.” Valentine’s Day is one holiday where this sentiment rings most true. Rich in love unfortunately ...
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DOs and DON’Ts of Christmas Shopping

Don’t let pushy crowds, financial woes and the stress of finding the perfect gift transform you into the Grinch this Christmas. Holiday shopping should be an enjoyable, spirited experience. The ...
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Halloween Savings Tips

Halloween has become one of America’s most commercial holidays. It is estimated that Americans spend over $11.3 BILLION on Halloween costumes, decorations, candy, and other related items.  If you are ...
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Back to School Saving Tips

Shopping for clothes and school supplies may be the only good thing about going back to school for your kids, but that doesn’t mean you have to spend a fortune ...
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Tips to Go Camping on a Budget

Spending a weekend in nature can really add up. It might sound like a cheap way to spend a weekend, but a simple trip to the woods can easily end ...
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Tips to Re-establish a Good Credit

Establishing credit after financial challenging times is difficult. You will likely end up paying higher interest rates when you can find it, and you could be targeted by unscrupulous lenders ...
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Do’s and Don’ts of Memorial Day Shopping

Getting the best deal during the holiday weekend is about more than just which department to shop in.   The following list of Do’s and Don’ts of Memorial Day shopping ...
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Managing Your Money in Challenging Times

Track your house expenses - identify those areas that need to change, implement a realistic budget for the family, and then stick to it to stay on track with your financial ...
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Prevent Identity Theft and Your Taxes

Prevent Identity Theft and Your Taxes Learning you are a victim of identity theft can be a stressful event. Tax-related identity theft occurs when someone uses your stolen Social Security ...
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New Year Financial Resolutions

Many people fear making New Year’s resolutions because they’re afraid they’ll fall short. However, success can be attained by starting out with small steps, and improving personal finances is so ...
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Tips to reduce the cost of your holiday dinner

Hosting a Christmas dinner can take a ding on your wallet, especially if you have an extended family. All the extra money you spend on food or drink won’t be ...
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Tips for stretching your holiday budget

Tips for stretching your holiday budget How about you? Do you plan and save for the holidays? Or do you just strike and end up paying off the holiday bills ...
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You Too Can Save

There are loads of ideas for how to live on less. Just type “penny-pinching ideas” into Google and see what happens. You don’t need to make your life miserable to ...
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Five Fast Facts for Home Improvement

When it comes to making renovations to your home, it’s amazing how fast things can snowball. Take a bathroom for example. Perhaps all you want to do is strip the ...
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Money-Saving Tips for Single Parents

When money is tight, you might be tempted to look for "big" ways to start saving more money each month. However, quite often, you'll find that saving money in "little" ...
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