Articles: Shop Smarter

It’s time for back-to-school shopping!
It’s been a long hot summer and now that it’s August it’s time to leave the cold drinks and lazy ...
Twelve Ideas for Winning at the Savings Game
If you have struggled in the past with the savings game it can be hard to get that door open, ...
You and Your Purchases
In the United States, shopping has become a major leisure and lifestyle activity. What we buy has become a significant ...
Financial Tips for Single Parents
As a single parent, your family’s financial well-being can feel like a huge burden. The daily necessities of life along ...
Choice Not Chance Determines Success
In life, and especially when dealing with money, some people really struggle to find a workable solution to their goals ...
Surviving the Holidays During the Pandemic
This has been a year of stress and unexpected changes and as we approach the holiday season it’s looking like ...
Simple Ways to Save Money on Your Grocery Bill
There are many creative ways to save on your grocery bills, and the only thing you need to decide is ...
Christmas in July. Why Planning for the holidays early saves money (and stress)!
This year, just like the last, the Christmas season will arrive, and along with the holiday spirit will come its ...
It's School Time Again! Are You Ready?
8 simple ways to save money while back-to-school shopping School days are fast approaching, and like many people on a ...
Tips for Affordable Family Trips
It’s summer vacation time again! In your determined efforts to live by a budget and steadily climb out of debt, ...
Warranties, Are They Worth It?
With the holiday season rapidly coming to an end, it is likely that you have heard the word warranty multiple ...
Saving on Groceries— A How To Guide
Food; this vital commodity often accounts for the largest part of our monthly expenses. Procuring enough food for both our ...
Fun Mason Jar holiday gift ideas
Mason Jars are the jelly to a frugal person’s peanut butter. You can put anything in a mason jar decorated ...
How to celebrate holidays without breaking the bank
Now that we are older and wiser, we understand that money doesn’t grow on trees no matter how the mood ...
Saving money for the holidays
The holidays are upon us and what better time to start thinking about how we can afford to partake in ...
Enjoy Summer Now— But Don’t Pay for It Later
When the weather is beautiful, we tend to see the many ways we could enjoy it. When funds are tight, ...
A Sensible Guide to Major Purchases
Everybody at some point in his or her life is faced with a major purchase decision. Your major purchase may ...
Payday Loans, the Good, the Bad and the Ugly
Most of us know what it’s like to sacrifice to get to the next payday — and to fill that ...
What to Watch with Warranties
Chances are the last time you made a major purchase such as a car, washing machine, television, or other product ...
When You Receive Merchandise You Didn’t Order
John Doe answered his door to a delivery person holding a large box of merchandise&mash;merchandise John hadn’t ordered. Inside were ...
Lemon Laws
In the automotive world, a new or used vehicle that has been purchased under warranty, which keeps breaking down with ...
Creating Extra Income
Even after finding ways to cut back and save for a rainy day, single parents may find themselves in need ...
One Penny at a Time
When we think of saving money or reducing expenses, we often think of significant amounts of money, but sometimes it’s ...
Good Advice During a Bad Economy
The Federal Government is responsible for fiscal policy, which includes how federal and local governments tax and spend money. The ...
Shopping Smart at the Grocery Store
This time of year it is easy to make good choices at the grocery store. It’s the beginning of summer ...
A Warranty by Any Other Name
When you make a major purchase, the manufacturer or seller in turn makes an important promise to stand behind the ...
‘Tis the Season to be Jolly
Smart Tips for Holiday Shopping Perhaps it’s already dawned on you that the holidays are just around the corner. And ...
Dangers of “Buying Now, Paying Later!”
What is one of the number one reasons for bankruptcy, stress, divorce, loss of property and unnecessary financial pressure in ...
Creative Ways to Reduce Spending
Whether the country is in a recession or not, rising prices are certainly making it harder for people to live ...
The "How To" of Couponing
To get organized for your coupon adventure, obtain a Sunday newspaper and scissors and then decide which coupons you want ...