Toll Free: (877) 789-4172

Want to lower your Credit Card interest rates?

Do you have high interest rates on your credit cards? Are your balances not going down? Are you finding it difficult to make your payments? We can help!

We are a non-profit debt management company with relationships with all major creditors. We work with them to get you a low fixed rate and a payment that you can afford.

We are able to negotiate with all card companies for you to get interest rates that range from 0% - 12%.

As a result this saves you years of payments and thousands of dollars paid in interest.

If your interest rates are higher than 0% - 12% our program is the solution for you to getting out of debt.

Here is an example of the interest savings that we have achieved for one of our recent clients.

  Total Debt Monthly Payment Average APR Monthly Interest Cost Total Time Interest Expense
Creditors Plan $42,000 $1,100 25.3% $885.70 11 Yrs 9 months $49,218.84
With FFEF $42,000 $948 10.6% $370.35 4 Yrs 7 months $11,146.58
Savings   $152 14.7% $515.35 7 Yrs 2 months $38,071.66

Stop throwing your hard earned money away in interest!

Give us a call today to see how low we can get your interest rates and how quickly we can get you out of debt!

Toll free: (877) 789-4172

We have helped thousands of individuals all over the country free themselves from the bondage of high interest credit card debt by:

  • Reducing interest rates to a low fixed rate
  • Consolidating debts into one low monthly payment
  • Stopping harassing collection calls
  • Lowering monthly payments
  • Providing important financial training

Video: Getting out of debt with FFEF.org (1:06)


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Family Financial Education Foundation (FFEF) is a Wyoming nonprofit 501(c)(3) organization that provides consumer credit counseling with its debt management program. We are proud to be a member of the Mountain States Better Business Bureau (our rating with the BBB is A+), and the American Association of Debt Management Organizations (AADMO). AADMO's mission is to "promote and ensure the continued operation and viability of credit counseling and debt management organizations."

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